GuardPay | Bank Demonstration

1. Demo account balances

These are fictional starting balances held in this browser session for demonstration. Reset restores the original test balances.

Sender · Test accountR 10,000.00Demo account •••• 1001

Recipient · Normal FundsR 2,500.00Demo account •••• 2002

Recipient · GuardPay FundsR 0.00Purpose-controlled demo balance

2. Make a simulated payment

Simulation only. No real account is accessed, verified or credited. No real payment is made. All balances and activity below are fictional test data.

Recipient bank

Recipient demo account number

Recipient name

Payment amount (ZAR)

Payment type

Normal Payment

Credits the recipient's Normal Funds balance.

GuardPay Payment

Credits the recipient's restricted GuardPay Funds balance.

3. Test a recipient purchase

Try an allowed category, a blocked category, or an amount above the transaction limit. This tests the GuardPay decision logic against the GuardPay Funds balance.

Merchant / test description

Merchant category

Purchase amount (R)

4. Demo transaction history

Time	Activity	Type / decision	Amount
No demo transactions yet.

What the bank integration could demonstrate

Existing bank account

The bank retains account ownership, authentication and its core ledger.

Normal Funds / GuardPay Funds

The concept distinguishes unrestricted funds from purpose-controlled value.

Real-time rule decision

A connected implementation could approve, deny or request approval based on rules.

Audit trail

Payment and decision events can be recorded for review.

This prototype simulates the customer experience and rule logic only. It is not a bank integration, proof of live transaction blocking, or a real banking balance.